Debs Baldwin and her husband, Chris, moved into a bpha rent-to-buy property the same month as they found out they were expecting their second child. Four years later, the family of four have just purchased a 30 per cent share of their home as part of bpha’s shared ownership scheme.
‘I’ve recommend the shared ownership scheme left, right and centre!’ Debs enthuses. ‘It was a simple process and has enabled us to get onto the property ladder, which we just hadn’t been able to do before.’
Debs, Chris, and children, Dain, 12, and Breanna, 3, live in Milton Keynes. Four years ago, they were living in a small two-bed terrace, rented through a private landlord. Needing more room, and finding the landlord reluctant to carry out repairs, they applied for a bpha home, and were overjoyed when they were offered a three-bed house in Oakridge Park.
‘There’s no way we could have afforded a home like this through a private rent,’ Debs says. ‘This is so much bigger and is in such a good condition, especially compared to what we had before.’