Understanding your rent and service charges for 2022
Select a tenancy type
to learn more about this year’s rent and charges
The change and why it’s happening
We review rent and service charge amounts every year based on your tenancy agreement and on national government guidance.
Social rents are set by government legislation and since 1 April 2020, the government has allowed social landlords to increase rents in line with its 2020 rent standard.
The 2020 Rent Standard allows social housing providers to increase rents from April 2020 until March 2025, by the Consumer Price Index (cost of living) plus 1%. bpha have to follow this formula to calculate and set our rents. The relevant CPI measure is taken from September the previous year.
In September 2021 the CPI was 3.1%, plus 1% results in a 4.1% increase in your rent from April (3.1% CPI plus 1%).
We use rental income to help run bpha, from providing support and services to maintaining existing homes and building new ones. The cost of doing this has grown significantly during the last year, leading to the decision to increase your rent.
Service charges are based on actual costs and are calculated separately and then added to your new rent.
For more information on how the government set the rents please visit the government website.
Full guidance on how to calculate formula rents can be found in the Policy Statement which is published on the Department for Levelling Up, Housing and Communities website can be found on the government website.
If you have any other questions about your rent increase, you can get in touch with us here.
Find out the support that is on offer
Money Matters
Our Money Advice team provides, free help to anyone looking to improve their financial situation.
Budget & benefit calculator
This handy calculator will let you know what help your may be eligible for and how to apply.
Pay your rent
To help make paying your rent as convenient as possible, we have a number of ways for you to pay.
Frequently asked questions
Our FAQ’s has answers to many of our commonly asked questions and queries.
Rent
How do I work out how much rent I need to pay monthly?
If you have a weekly rent amount on your rent review letter and would like to work out how much to pay monthly you can use the following calculation.
Weekly rent amount x 52 ÷ 12
For example, for a weekly rent of £150: 150 x 52 ÷ 12 = £650 per month
Why are you increasing my rent?
We use rental income to help run bpha, from providing support and services to maintaining existing homes and building new ones. The cost of doing this has grown significantly over the last year, leading to the decision to increase your rent in line with the rent regulatory limits.
How do you calculate the new rent?
Rental charges are based on government guidelines and vary for each type of rental product. The product you have is outlined in your rent review letter. Please reference the PDF version of the booklets above.
How often will my rent change?
This only happens once a year. We will notify you each February of increases due from April.
My rent letter only lists a rent but I also receive services but there is no price breakdown, what should I do?
If you have a service listed on our rent letter but no charge next to them this means that your rent is inclusive of service charges. There is no need to do anything, this is correct.
How do I work out how much rent I need to pay monthly?
If you have a weekly rent amount on your rent review letter and you would like to work out how much to pay monthly, you can use the following calculation.
Use the weekly rent amount and times it 52 and divide it by 12.
Here is an example for a weekly rent amount of £150 – £150 x 52 ÷ 12 = £650 per month
Service Charge
How do you calculate my Service charges?
Fixed service charges
In line with your tenancy agreement, fixed service charges are set for the year ahead based on the known costs. Any unknown costs are calculated using previous years accounts for your building or estate, with an increase to account for inflation. We also consider any information we have about service changes that may happen during the year.
Fixed service charges are different from variable service charges, which are paid by homeowners, and are not re-calculated at the end of the year. This means that should the costs for your building or estate be overspent at the end of the year, we cannot come back to you to request any further money. It also means that should the building or estate be under spent; no money will be returned to you.
What kind of services are covered?
We provide a wide range of services. The services we provide differ depending on where you live and the local facilities available. Not everyone receives these services as it’s not always possible to provide them in your area. Here are a few examples of the services that may be included in your service charge:
- Caretaking
- Cleaning and window cleaning- communal
- Gardening of communal areas
- Lighting/ heating in communal areas
- Fire safety protection
Full details of the service charges applied to you can be found in the booklet specified in your rent letter.
Not all services are paid for via your service charge. If you’re a tenant, for example, your rent includes an element covering general repairs, decorating and buildings insurance.
Where can I find out what services I receive and how much they cost?
Within your rent notice you will be provided with the details of the services you receive, and the costs associated with providing each element. Please reference the booklet referred to in your rent letter for full details.
What is an emergency alarm call out fee?
This used to be referred to as a Warden Call Out. This service supports residents in the event of a resident activating their pendant or speech module the call will be actioned by Tunstall Response in the first instance and passed to the bpha 24/7 Visiting Support Team if a call out is deemed necessary.
Why has my electricity and Gas increased?
Energy prices are at an all-time high. The increase is driven by a record rise in global gas prices over the last 6 months, with wholesale prices quadrupling in the last year
The energy price cap will increase from 1 April for approximately 22 million customers.
Why has the Fire servicing increased?
Government policy and legislation is changing to address fire safety concerns in some types of housing and to start to prepare the housing stock for a future without fossil fuel burning heating systems and where net carbon neutral is the norm. The cost of managing housing assets is therefore increasing as we change our services and standards to address the new guidance. In June 2021 we appointed a Building Safety Manager to manage our highest risk buildings and further develop our plans to enable our assets to be carbon neutral by 2050. During 2022-23 we will carry out more safety checks than ever before.
What is the difference between the management fees that I can see and what are they for?
- Scheme Management Charge – is a contribution towards a percentage of your scheme manager and scheme area managers salary costs.
- Management fee – is a contribution towards the costs of managing all leaseholder accounts, for example estimating and reconciling the service charge
- Management Company fee -is the cost charged by the external Management Company for the services they manage and maintain on the estate.
Why do I pay for staff costs?
If you live in a sheltered or supported scheme, your service charge may include an amount to cover staff employed at the scheme, such as support workers, or costs associated with maintaining communal areas, such as gardens, laundry rooms and shared lounges.
What do I do if I’m not happy with my service charge?
In the first instance, please contact either your neighbourhood housing officer or the customer contact centre who will be able to guide you to the right team. You can also email info@bpha.org.uk
I shouldn‘t be charged for this service as I don’t receive it
Please contact us, detailing which service you believe you do not receive and why. We will check this information, which can sometimes take a while – as we may need to visit the property or scheme, as well as contacting providers and checking accounts. If you are correct, we will adjust your account and credit you with your share of the relevant costs. Contact at Info@bpha.org.uk
I am not happy with the quality, consistency or cost of the service provided
Please contact us, detailing which service was not up to standard. We will investigate, as well as liaise with the contract manager for the service, and respond to you.
If the service failure is confirmed, we will credit you with your share of the relevant costs. If the services are provided by another company, for example a managing agent who provides services to a scheme, we will pass on your complaint to them, and let you know their response. To get in touch with us please email Info@bpha.org.uk
My rent letter lists services received (or I know I receive services) but there is no price breakdown, what should I do?
If you have a service charge listed on our rent letter but no price next to them this means that your rent is inclusive of service charges. There is no need to do anything, this is correct.
Support services
What can bpha do to support me as I can’t afford the increase?
The Money Advice team can help signpost you to support that is available. To get in touch and find out more please click here.
Can I claim Housing Benefit or Universal Credit to cover my service charges?
Most of your service charge is eligible for Housing Benefit. There are some exceptions, including water, gas and electricity supplied directly to your home for personal use. Everything listed under the title ‘service charge’ within your rent review letter is eligible.
Do I have to let my Housing Benefit department know about the new charges?
No, as a part of our process we will do this for you. You will only need to notify housing benefit teams if there are changes to your personal circumstances.
What do I do if I receive Universal Credit?
If you are in receipt of UC, you will need to log onto your customer portal to process the changes to your rent. You must not do this before 1 April, if you are on a monthly resident or the 4th April if you are a weekly resident. Please go here for further advice.
What happens with my direct debit?
We will update your direct automatically and will contact you to advise of your new payment amount separately. If you are in receipt of Housing Benefit or Universal credit and pay a top up by direct debit, this will be amended in June following the new entitlement amount you receive.
However, if there is going to be a problem with us taking payment you should contact us.
Understanding your rent and service charges for 2022
Universal Credit support?
Universal Credit supports you if you are on a low income or out of work. It includes a monthly payment to help with your living costs. Visit the Universal Credit website to help you understand what Universal Credit means for you.
If you want to go straight to making a claim for Universal Credit visit gov.uk/universal-credit
Confirm Your Housing Cost
We’ve created a step-by-step guide showing you what to do
and where to click in regards to Universal Credit.
Confirm your housing costs’ will be added as to-do to tenants’ online accounts on:
1 April 2022 for those that pay rent monthly
4 April 2022 for all other rent frequencies
4 April 2022 for all other rent frequencies