Building warranty cover

If you have brought a home that was built within the last 10 years, it could benefit from home warranty cover.

You can use this warranty if there are major structural or system issues after the defects liability period ends.

The warranty is specific to construction quality and does not replace standard home insurance.

Who are the warranty providers?

There are a number of building warranty providers such as NHBC, Premier Guarantee and LABC, you will have received paperwork from us about your provider.

What is covered?

The policy will cover major structural issues, such as defects with

  • Foundations
  • Roof
  • Load-bearing walls
  • Ceilings.

What is not covered?

The policy will not cover

  • General wear and tear
  • Lack of maintenance
  • Cosmetic issues
  • Weather damage
  • Post completion alterations (such as conversions and extensions).

How to claim through building warranty

If you experience an issue with your home that could be considered a major structural defect you must let us know straight away.

We will provide you with a copy of your building warranty certificate and the contact details of the warranty provider.

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