Are you covered if the worst should happen?
12 March 2026
Imagine you come home from a long day at work and find water coming through the ceiling. You look around and assess the damage… the carpets are saturated, the mattress is soaking and the kettle and toaster are floating. Your air fryer, cooker and fridge freezer are all badly water damaged. You’re going to have to throw away lots of food and possessions, all because of something out of your control. A burst pipe.
If this happened to you, would you have to pay to replace everything?
The good news is contents insurance is designed to help protect you from the cost of having to replace items accidentally damaged. bpha do not cover your contents as part of your tenancy agreement, so it’s a good idea to consider home contents insurance... No matter how careful you are, there’s always a risk that your belongings could be broken, damaged or stolen.
Adding another cost to your monthly budget isn’t an easy decision to make, but having contents insurance can give you peace of mind and a plan, should the worst happen.
We’ve partnered with My Home Contents Insurance, who can cover most of your household contents such as furniture, carpets, curtains, clothes, bedding, electrical items, jewellery, pictures and ornaments against loss and damage caused by specific events such as, burst pipes, fire, theft, flood damage, and much more.
For more information and to apply, visit our contents insurance page.
