Give Lightning Reach a go
11 November 2026
Free access to the financial support that’s relevant to you
We know that asking for help with your finances can be hard. If you’re struggling but aren’t keen to speak with someone about it, or just don’t know where to start, this is for you.
Lightning Reach is a free online service that matches you with grants, support schemes and other financial help that you might be eligible for. Over £15m has already been awarded to individuals and households, with successful applicants receiving an average of £1,070.
It’s there for anyone who needs financial support to help pay for an unaffordable or unexpected cost.
1. Fill out a simple profile
In just 10-15 minutes, answer a few questions on the website, and Lightning Reach will generate a personalised list of financial support options available to you. This includes help with energy bills, home essentials, and more.
2. Apply for support
Apply directly through Lightning Reach to as many schemes as you want to without having to repeatedly enter your information. From grants to local council funding, you’ll find everything in one place.
Don’t forget, bpha’s Money Advice Team is always here to help, Lightning Reach is just a different way of getting the support you need. In fact, you might see us pop up on your list of recommended support services – if that happens, do get in touch.
“Nobody really knows what's going on behind four walls, so if you don't ask for help, you won't know what support is out there.” Melanie received £360 from the National Benevolent Charity to help with childcare costs.
